FinPlus — OpenData / OpenFinance API Integration & Protocol Analysis

Standard Delivery

• OpenAPI / Swagger interface specifications and sample requests
• Protocol and authorization flow analysis (token, session, signature)
• Working backend samples (Node.js / Python / Go) with authentication and retry logic
• Automated testing scripts, integration tests and deployment guidance
• Compliance recommendations (data minimization, logs, KYC) and privacy guidance

Interface Example: Loan Application (pseudo-code)

POST /api/v1/mocamoca/loan/apply
Content-Type: application/json
Authorization: Bearer 

{
  'user_id': 'user_12345',
  'product_id': 'loan_standard_90d',
  'principal': 5000,
  'term_days': 180,
  'device_info': {...},
  'kyc': { 'id_type':'passport','id_number':'P1234567' }
}

Response: {
  'status': 'APPROVED',
  'loan_id':'LN20251008_0001',
  'disburse_amount':5000,
  'service_fee':500,
  'interest_total':246,
  'schedule':[ { 'inst_no':1,'due_date':'2026-04-08','amount':957 }, ... ]
}

Key Integration Scenarios

Loan origination & approval flow, disbursement to bank, repayments, notifications (SMS/push), batch reconciliation, accounting vouchers, and compliance reporting for merchants and partners.

Compliance & Privacy

All integrations are based on customer authorization or publicly available APIs. We avoid unapproved intrusion testing and provide reverse engineering / protocol analysis as legitimate means, with NDA and compliance documentation as needed to protect end-user privacy and data security.

Core Advantages

• Years of experience in mobile finance and payments, with regional and global standards
• Production-ready code and API documentation for quick integration and extension
• Compliance-first: KYC, AML, data minimization guidance
• Multi-language SDKs and deployment ready in containerized environments

API Integration Quick Start

1. Provide target App name (FinPlus) and concrete requirements (e.g., loan origination, repayments, reconciliation).
2. Sign necessary NDA and data access authorizations; confirm data boundaries and compliance needs.
3. We perform protocol analysis and model the authorization chain, delivering a technical assessment.
4. Implement and deliver API sources, OpenAPI docs, and sample SDK; client validates in sandbox or production.
5. Optional 30/90 day maintenance, monitoring, and security auditing.

Python Example (pseudo-code)

# Example: query loan statements via integrated token
import requests
API_BASE = 'https://api.your-integration.local/v1/finplus'
HEADERS = {'Authorization':'Bearer YOUR_INTEGRATION_TOKEN','Content-Type':'application/json'}

payload = {'user_id':'ID12345','from_date':'2025-09-01','to_date':'2025-09-30'}
resp = requests.post(f'{API_BASE}/statement', json=payload, headers=HEADERS)
if resp.status_code==200:
    data = resp.json()
    for tx in data.get('transactions',[]):
        print(tx['txn_id'], tx['amount'], tx['timestamp'])
else:
    print('Error', resp.status_code, resp.text)

About Our Studio

We are a boutique studio focusing on mobile app protocol analysis and compliant API integration. Our team draws from fintech, banking and cloud-native backgrounds to deliver compliant, production-ready API and documentation.

• Endpoints: Android / iOS protocol analysis and cross-platform API integration
• Deliverables: source code, OpenAPI, testing scripts
• Compliance-first: privacy and data minimization guidance
• Transparent pricing: starting at $300 with milestone-based payments

Contact

To start a project or request a quote, please visit our contact page and submit your app name and requirements:

Go to Contact